Montserrat Guillén, full academician of the Royal European Academy of Doctors-Barcelona 1914 (RAED) will deliver this afternoon at the University of Liverpool the conference “How much is too much?”, which analyzes the latest risk assessments for insurance companies, which they begin to consider technologies such as GPS or Big Data analysis to calculate the rates that apply to their clients. For Guillén, Professor of Quantitative Methods for Economics and Business at the University of Barcelona, these calculations challenge the limits of joint venture, which forms the basis of insurance agreements.