{"id":156276,"date":"2024-11-29T16:34:07","date_gmt":"2024-11-29T16:34:07","guid":{"rendered":"https:\/\/raed.academy\/?p=156276"},"modified":"2024-11-29T16:34:07","modified_gmt":"2024-11-29T16:34:07","slug":"les-ombres-de-la-llei-de-la-segona-oportunitat","status":"publish","type":"post","link":"https:\/\/raed.academy\/ca\/les-ombres-de-la-llei-de-la-segona-oportunitat\/","title":{"rendered":"Les ombres de la llei de la segona oportunitat"},"content":{"rendered":"
\"\"

Dr. Sebasti\u00e1n Sastre<\/p><\/div>\n

Sebasti\u00e1n Sastre<\/strong>, professor de Dret Mercantil de la Universitat de Barcelona<\/strong>, \u200b\u200bla Universitat CEU-Abad Oliva<\/strong> i l’escola de negocis Esade<\/strong>; exmagistrat de la Sala Primera<\/strong> del Tribunal Suprem<\/strong>, exdirector dels serveis jur\u00eddics de CaixaBank<\/strong> i acad\u00e8mic de n\u00famero electe de la Reial Acad\u00e8mia Europea de Doctors-Barcelona 1914<\/strong> (RAED), comparteix amb la comunitat acad\u00e8mica el seu discurs d’ingr\u00e9s com a acad\u00e8mic de n\u00famero de l’Acad\u00e8mia de Jurisprud\u00e8ncia i Legislaci\u00f3 de Catalunya<\/strong>, que va pronunciar el febrer passat sota el t\u00edtol “La juventud y la exoneraci\u00f3n del pasivo insatisfecho en el concurso de acreedoras de las personas f\u00edsicas (El mecanismo de la segunda oportunidad)”<\/strong>. Com a expert en dret concursal, el recipienari va centrar la seva exposici\u00f3 en l’an\u00e0lisi de l’exoneraci\u00f3 del passiu insatisfet al concurs de creditors de les persones f\u00edsiques. La contestaci\u00f3, en nom de l’Acad\u00e8mia de Jurisprud\u00e8ncia, va anar a c\u00e0rrec del seu acad\u00e8mic honorari Ignacio S\u00e1nchez Gargallo<\/strong>.<\/p>\n

A la seva exposici\u00f3, Sastre va destacar el principi de responsabilitat patrimonial universal del deutor, que implica que el deutor respon amb tots els seus b\u00e9ns, presents i futurs, fins que se’n satisfacin les obligacions. Al llarg del temps, aquest principi ha incentivat el compliment dels deutes, per\u00f2 tamb\u00e9 ha portat a la insolv\u00e8ncia i l’economia submergida. Per aix\u00f2 la legislaci\u00f3 ha evolucionat cap a l’exoneraci\u00f3 de deutes per facilitar la segona oportunitat per a deutors insolvents, tant emprenedors com consumidors. Tot i aix\u00f2, el nou acad\u00e8mic va assenyalar que el model actual penalitza els emprenedors en incloure causes d’exclusi\u00f3 de l’exoneraci\u00f3 que no sempre s\u00f3n justes, mentre que els consumidors poden accedir a l’exoneraci\u00f3 amb m\u00e9s facilitat, fins i tot en casos de comportament irresponsable. L’autor, en aquest sentit, va criticar la llei en el seu intent de protegir el cr\u00e8dit p\u00fablic, impedint que els emprenedors es reintegrin al mercat, mentre que els deutors no comerciants poden abusar del sistema.<\/p>\n

\"\"A m\u00e9s, Sastre va q\u00fcestionar el r\u00e8gim de segona oportunitat per a deutors honestos, per\u00f2 desafortunats, centrant-se en la insolv\u00e8ncia de persones naturals i l’exoneraci\u00f3 del passiu insatisfet. L’expert va analitzar els principis de responsabilitat patrimonial i la bona fe del deutor, aix\u00ed com l’evoluci\u00f3 de la legislaci\u00f3 a Espanya, i va comparar els diferents models de segona oportunitat a altres pa\u00efsos, destacant la import\u00e0ncia d’un marc jur\u00eddic que fomenta l’activitat empresarial i la concessi\u00f3 de cr\u00e8dits responsables. Tamb\u00e9 va assenyalar la problem\u00e0tica de la informaci\u00f3 asim\u00e8trica en la concessi\u00f3 de cr\u00e8dits, que afecta el cost del cr\u00e8dit i el creixement econ\u00f2mic. Finalment, va apuntar com el Tribunal de Just\u00edcia de la Uni\u00f3 Europea<\/strong> avalua l’exclusi\u00f3 de l’exoneraci\u00f3 de deutes p\u00fablics, considerant que podria alterar la classificaci\u00f3 de cr\u00e8dits en donar prefer\u00e8ncia als p\u00fablics i limitar l’exoneraci\u00f3 a un m\u00e0xim de 10.000 euros. Aix\u00f2 podria afectar negativament els emprenedors, que s\u00f3n l’objectiu de la directiva que busca facilitar-ne la segona oportunitat.<\/p>\n

L’Acad\u00e8mia de Jurisprud\u00e8ncia i Legislaci\u00f3 de Catalunya \u00e9s un organisme cient\u00edfic que t\u00e9 com a finalitat principal l’estudi i la investigaci\u00f3 del dret, amb una dedicaci\u00f3 especial al dret catal\u00e0, aix\u00ed com la col\u00b7laboraci\u00f3 en la reforma de la legislaci\u00f3 i el foment de la cultura jur\u00eddica. Amb antecedents al segle XVIII, l’Acad\u00e8mia va quedar fundada institucionalment el 6 de juny de 1840 per l’Il\u00b7lustre Col\u00b7legi de l’Advocacia de Barcelona<\/strong>, \u200b\u200bdel qual sempre ha estat un \u00f2rgan cient\u00edfic representatiu, i va ser restablida el 1954 com a corporaci\u00f3 de dret p\u00fablic . L’Acad\u00e8mia edita des del 1895, juntament amb el Col\u00b7legi, la “Revista Jur\u00eddica de Catalunya”<\/strong>, una publicaci\u00f3 de car\u00e0cter trimestralment que va ser guardonada amb la Creu de Sant Jordi<\/strong>, m\u00e0xima distinci\u00f3 de la Generalitat de Catalunya<\/strong>, l’any 2003.<\/p>\n

Llegiu el discurs<\/a><\/h2>\n","protected":false},"excerpt":{"rendered":"

L’expert concursal Sebasti\u00e1n Sastre pronuncia el seu discurs d’ingr\u00e9s com a acad\u00e8mic de n\u00famero de l’Acad\u00e8mia de Jurisprud\u00e8ncia i Legislaci\u00f3 de Catalunya: “La juventud y la exoneraci\u00f3n del pasivo insatisfecho en el concurso de acreedoras de las personas f\u00edsicas (El mecanismo de la segunda oportunidad)”<\/p>\n","protected":false},"author":12,"featured_media":156231,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[225,233],"tags":[],"class_list":["post-156276","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dret","category-economiques-i-empresarials","et-has-post-format-content","et_post_format-et-post-format-standard"],"yoast_head":"\nLes ombres de la llei de la segona oportunitat - Reial Acad\u00e8mia Europea de Doctors<\/title>\n<meta name=\"description\" content=\"L'an\u00e0lisi de l'exoneraci\u00f3 del passiu insatisfet al concurs de creditors de les persones f\u00edsiques, per Sebasti\u00e1n Sastre\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/raed.academy\/ca\/les-ombres-de-la-llei-de-la-segona-oportunitat\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les ombres de la llei de la segona oportunitat - 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